Privacy Policy

Effective date: November 1, 2020

Your Privacy

Here at predictaBill, we care about your privacy. After all, the whole reason we are building our database is to help you. Under the Health Insurance Portability and Accountability Act of 1996 (HIPAA), you are legally permitted to disclose your own protected health information to companies like ours.

 

More importantly, once you provide us with your information, it will be encrypted and stored in a secure manner. If you’d like, you can even redact your personally identifying information yourself before sharing your bills with us. Regardless of what you share, any information that you provide that identifies you personally will not be visible in predictaBill’s products or services.

 

If you have any questions about our encryption and data storage, don’t hesitate to contact us.

Consent and Release

In connection with your data submission, you will provide PREDICTABILL, INC. (“predictaBill” or the “Company”) with certain information regarding the medical billing history of yourself and/or your family members.  Any such information that you choose to provide to predictaBill is referred to herein as your “Information.” predictaBill may use your Information to advance its internal research and product development, including, but not limited to, de-identifying and aggregating your Information with information provided by other volunteers and using it to create algorithms used in predictaBill’s business, sharing or publishing such de-identified and aggregated information with third parties in connection with predictaBill’s business and for any other purpose relevant to predictaBill’s business. De-identification means that any Information that you provided to predictaBill that identifies you personally (“Personally Identifiable Information” or “PII”) is removed prior to sharing such information with third parties and/or including such information in predictaBill’s products or services. predictaBill may use contact information you provide to contact you regarding follow-up questions related to your Information.

 

You waive any right to compensation arising from predictaBill’s use of your Information as described herein. You hereby release, discharge and hold harmless predictaBill and its officers, directors, employees, agents, representatives, predecessors, successors and assigns (“Released Parties”) from any and all claims, actions, causes of action, suits, debts, dues, sums of money, accounts, royalties, covenants, controversies, trespasses, direct or consequential damages, any other damages and demands whatsoever, in law or equity, whether known or unknown, foreseen or unforeseen (collectively “Claims”), against any one or more of the Released Parties, relating to or arising out of the use of your Information. The foregoing release is made by you notwithstanding statutes such as the provisions of California Civil Code Section 1542 (or any other statute or common law principle elsewhere with a similar effect as to the subject matter of the foregoing sentence) which provides: “A general release does not extend to claims which the creditor does not know or suspect to exist in his favor at the time of executing the release, which if known by him must have materially affected his settlement with the debtor.” You expressly waive any and all rights you may have under the provisions of California Civil Code Section 1542 or any similar statute in any other jurisdiction. You further covenant and agree that you will not institute or bring any suit, cause of action, arbitration or other proceeding against the Released Parties relating to or arising out of the use of your Information.

 

Nothing herein will be construed to obligate predictaBill to use any of the rights granted herein.  This agreement will be construed according to the laws of the State of New York applicable to agreements which are executed and fully performed within said State.  This agreement represents the entire agreement of the parties with respect to the subject matter hereof and no changes or modifications or waivers or supplements to this agreement will be effective unless in writing and signed by both parties hereafter.  The provisions of this agreement are severable and the invalidity or unenforceability of any provisions hereof will not affect the validity or enforceability of any other provisions hereof.

You have read the above authorization, release, and agreement and you are fully familiar with the contents thereof. This release will be binding upon you and your heirs, legal representatives, successors and assigns. predictaBill may transfer or assign its rights hereunder to an acquiror of all or substantially all of its assets to which this agreement relates.